Underwriting R&D Junior Analyst
捷信消费金融有限公司TianjinUpdate time: August 26,2019
Job Description

Duties and responsibilities:

1. We are looking for a data-driven analyst with ability to dig deep into data and find answers to challenges in underwriting, and identify opportunities how to improve risk management. You will work in a team responsible for development and risk management of new innovative products and processes;

2. Extract and connect relevant data (Oracle DWH, Hadoop), and analyze it (Excel, Tableau, Python) to understand historical risk performance of our loan portfolio, identify drivers of risk, and help optimize current underwriting strategies;

3. Develop underwriting strategies for new products based on experience from similar products and applicable data from external sources;

4. Closely cooperate with IT, Sales and Finance departments on development of new products – from initial idea, preparing requirement to IT, business case and financial estimation, over testing, deployment, and piloting, to final evaluation and roll-out;

5. Provide regular updates, develop reliable reports, and insightful analyses so that strategic decisions can be made based on your inputs;

6. Prepare and maintain analytical datamarts and Tableau dashboards to be used by the entire team for analyses and reporting;

7. Test newly developed products and work closely with IT on fixing bugs, ensuring deployed product is according to initial requirements.


Requirements:

1. Bachelor’s or higher degree in Economics, Engineering, Math, Finance, or other quantitative discipline;

2. Experience from studies or work involving analyzing datasets, and coming up with statistical conclusions based on this data;

3. Some experience with SQL (or other DB language) programing and solid Excel skills, experience with another programming language (Python, R, Java, C…) a big plus;

4. Detail-oriented with exceptional organizational skills. Should be willing to get their hands dirty and solve hard analytical problems for the business;

5. Ability to work in a fast-paced environment and meet aggressive deadlines while ensuring flawless execution;

6. English language on a level that allows reasonable communication with colleagues.


Staff Welfare:

1. After on boarding, providing supplementary commercial insurance besides the state-stipulated insurance and housing fund;

2. Fast and transparent promotion channel and broad development opportunities;

3. 5-15 days paid annual leave and 5 days paid sick leave. Free annual physical check-up;

4. Attractive employee activities.


职能类别:其他

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联系方式

上班地址:天津市和平区赤峰道136号天津国际金融中心


部门信息

所属部门:风险控制部

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