Credit Risk Management Department

Senior Risk Manager (Credit Assessment) (Job ID: 2252)

Responsibilities:

• To report to the Section Head of Policy & Assessment Section
• To perform independent assessment on credit proposals, provide recommendations or make credit decisions according to the delegated authorities
• To formulate and review credit policies and guidelines, and form the first opinion of credit judgment on policy or product related proposals as submitted by business units
• To ensure credit risk policy, guidelines procedures etc. are in compliance with bank policies and regulatory requirements
• To carry out ad hoc reviews or projects as required

Requirements:

• University graduate, with professional qualification preferred

• Minimum of 8 years’ practical banking experience of which 5 years at supervisory level, in particular, credit assessment, credit initiation, credit approval, credit policy and credit monitoring
• Comprehensive knowledge of commercial lending principles, credit products, regulatory requirements and related market practice
• Excellent time management as well as good business judgment and analytical skills
• Independent, sensible and able to work under pressure with minimal guidance to meet tight deadlines
• Good command of both spoken and written English and Chinese
• Hands-on experience of Microsoft Office

(Candidates with less working experience will be considered for the post of Risk Manager)

Please apply online via the BEA Careers website at https://careers.hkbea.com/psp/hcmprd/EMPLOYEE/HRMS/c/HRS_HRAM.HRS_APP_SCHJOB.GBLPage=HRS_APP_JBPST&Action=U&FOCUS=Applicant&SiteId=1&JobOpeningId=2252&PostingSeq=1 or by clicking the "Apply on company website" button below. Kindly note that if you are a new user, you have to first create your User Profile before you can apply.

Personal data provided by job applicants will be used for recruitment purposes only and will be treated in accordance with the Bank's Personal Data Policy, which is available upon request. Applicants who are not invited for interviews within six weeks may consider their applications unsuccessful and the personal data collected will be destroyed after six months.