Retail Lending Department

Senior Manager, Risk & Fraud Management (Job ID: 2610)

Responsibilities 

• To maximize the profit by balancing risks and returns
• To manage impairment loss within budget
• To control RoRWA meeting plan and credit performance ratios including charge off and delinquency benchmarking with market
• To understand customers' need & external economic environment and set appropriate underwriting guidelines for promoting right/ preferred products 

Requirements 

• University graduate in any discipline
• Preferable over 10 years' experience in banking sector
• Minimum 5 years in supervision of debt collection/ credit management/ fraud management
• Credit and fraud risk management experience in retail lending including credit card, consumer loan and mortgage loan
• Good understanding of compliance, regulations and rules
• Independent, able to work under pressure and detail-oriented
• Good interpersonal and communication skill
• Good command of both spoken and written English and Chinese, Putonghua proficiency is an advantage 

(Candidates with less working experience will be considered for the position of Senior Risk and Fraud Management Manager) 

Please apply online via the BEA Careers website at https://careers.hkbea.com/psp/hcmprd/EMPLOYEE/HRMS/c/HRS_HRAM.HRS_APP_SCHJOB.GBL?Page=HRS_APP_JBPST&Action=UFOCUS=Applicant&SiteId=1&JobOpeningId=2610&PostingSeq=1 or by clicking the "Apply Now" button below. Kindly note that if you are a new user, you have to first create your User Profile before you can apply.

Personal data provided by job applicants will be used for recruitment purposes only and will be treated in accordance with the Bank's Personal Information Collection (Employees) Statement and Privacy Policy Statement. Applicants who are not invited for interviews within six weeks may consider their applications unsuccessful and the personal data collected will be destroyed after six months.