Established in 1979, Bank of China Luxembourg Branch, was the first Chinese bank to set up in the Grand Duchy of Luxembourg. Today Bank of China Europe S.A. has opened branches in Rotterdam, Brussels, Warsaw, Stockholm, Lisbon, Athens and Dublin. As China’s most international and diversified bank, the Bank provides a comprehensive range of financial services to their customers. Our core business is commercial banking, including corporate banking, personal banking and financial markets services.

Responsibilities would be, but not be limited to, the following:

• Review, update internal policies and procedures with regard to personal loan business.
• Review loan requests and perform risk analysis; evaluate clients’ financial status and creditworthiness; draft loan applications and submit them for approval.
• Draft loan documentation based on the Bank’s templates.
• Monitor existing loan portfolio; maintain updated records of loan files and inventory lists.
• Complete annual reviews of existing loans within the agreed deadlines.
• Support relationship managers in client meetings in relation to personal loan business.
• Liaise with internal departments, external experts and any third parties involved in the client’s loan transaction.
• Keep up to date with industry standards and regulatory requirements.
• Provide personal loan risk control training to the relevant employees according to business requirements.
• Organize personal loan inspection to cross-border branches, follow-up the rectification of the relevant findings.
• Performs any other tasks assigned by the Bank/Department.

Profile (Technical Skills):

·       Bachelor Degree or above in Finance, Accounting, Economic Management or Business Related Studies.

·       More than 3 years of working experience in personal loan business especially mortgage loan business.

·       Fluency in English is essential; knowledge of Chinese, French or German would be an advantage.

Profile (Soft Skills):

·       Team spirit

·       Committed, confident, determined and self-motivated

·       Well organized and detail orientated with a client focus

·       Excellent written and verbal communication skills

To Apply:

This position is based in Luxembourg and open with immediate effect. Should the above mentioned criteria match your expectations, please do not hesitate to send your CV by Smart Recruiters.