Established in 1979, Bank of China Luxembourg Branch, was the first Chinese bank to set up in the Grand Duchy of Luxembourg. Today Bank of China Luxembourg S.A. has opened branches in Rotterdam, Brussels, Warsaw, Stockholm, Lisbon and Athens. As China’s most international and diversified bank, the Bank provides a comprehensive range of financial services to their customers. Our core business is commercial banking, including corporate banking, personal banking and financial markets services.

Job purpose:

As a team member of Credit Risk Management to assist over all credit management operation including carrying out implementing administrative work relates to collateral management, non-performing loan management and credit issuance & drawdown operation as well as credit reporting etc. Work closely with the business department (Banking, Corporate Banking, Transaction Banking etc. and respective support department (Legal, Finance and Internal Audit etc.)

Responsibilities would be, but not be limited to, the following:

1.       Assistant of Collateral Management 

n  Conduct verification on the nature, state and value of collaterals based on the works of business imitation departments.

n  Maintenance and system operation, ensuring accuracy and completeness of collateral information is recorded and updated.

n  Credit risk mitigation tools management and assistant of collateral valuation analysis.

2.       Assistant of Credit Drawdown Process

n  Assist on drawdown application under the credit contract and, according to the conditions of credit approval, deciding whether to agree drawdown business.

3.       Non-performing loan management

n  Update, summary and report the overdue non-performing loan to management.

n  Support the team to prepare analysis report, collection procedure or legal action to enforce payment.

n  Assist prepare the credit recommendation for charge of action on obligors.

4.       Others

n  Assistant of risk data monitoring, collection, and statistics.

n  Assistant of risk data preparation for regular reporting.

n  Assistant of credit quality monitoring, including classification (both European regulatory credit quality classification and HO-CBRC), periodic credit assets/portfolio inventory.  

5.       Administrative assistant of operational risk and internal control management

n  Assist on implementation of management tool KRI, LDC and RACA of operational risk.

n  System monitoring and verification of alert.

n  Assist on investigation, verification and recording of operational incidents. 

6.       Administrative assistant of credit risk management

Profile (Technical Skills):

·       University degree or above in Investment, Finance, Accounting, Banking or Business-Related subjects

·       Excellent in English and other languages will be an advantage. 

·       At least 1 year’s work experience

·       Fluent in English and Mandarin Chinese

·       CFA/FRM would be considered as a strong asset for this role

·       Excellent at Microsoft Excel for risk data aggregation, especially skilled application EXCEL Functions.

·       Knowledge in SQL or other application or software for data & information mining using IT systems would be a strong asset

Profile (Soft Skills):

·       Team spirit.

·       Excellent communication and marketing skills. 

·       Committed, confident, determined, self-motivated and with work ethics.

·       Willingness to take business trip due to the business needs. 

·       Flexible with working hours, as significant extended hours may be required during specific negotiations and transactions.

·       Focus on quality, drive for results and work effectively under pressure and with changes.

To Apply:

This position is based in Luxembourg and open with immediate effect. Should the above mentioned criteria match your expectations, please do not hesitate to send your CV by Smart Recruiters.