职位:库存特殊信贷分析助理

FP Special Credit Analysis Assistant

概述：处理库存特殊信贷分析团队日常工作；协助团队同事评估特殊类经销商资质，准备特殊经销商信贷分析报告，提出相应的信贷建议，监控经销商信贷风险；

Summary: Handle team’s daily work; Assist with colleague to investigate special dealer’s quality, prepare special dealers’ credit analysis report & proposal, monitor dealers’ credit risk;

岗位职责 Job Description：

1. 处理库存特殊信贷分析团队日常工作;

Handle FP Special Credit Analysis Team daily work;

2. 信贷审批 Credit Analysis;

协助团队成员执行特殊经销商整体状况调查，以评估其资质;

Assist team member to conduct credit investigation to assess the special client credit risk;

协助进行特殊类经销商信贷评估，准备信贷报告，并提交审贷委员会;

Make assistant to do credit evaluation, issue credit report and submit to the Commercial Credit Committee for special dealers’ review and approval;

准备或复核制作的库存信贷合同;确保被批准的所有的授信都是有记录的并安全存档的;

Prepare or check the floor plan contract; Ensure approved facilities are all documented and safely archived;

3. 贷后管理 Post-loan management;

监督特殊经销商月度财务报表和运营情况，及时汇报发现其运营过程中出现的问题或信贷风险, 并提出解决方案;

Monitor special dealer’s monthly financial statement and performance, and timely report the identified issues or credit risks and come up with countermeasures;

4. 风险管控 Risk Management;

汇总整理贷款五级初步分类 Summarize 5 categories loan pre-classification;

及时掌握信贷审核涉及的法律法规和市场风险状况;

Stay informed about the legal, compliance and market-risk-related issues involved in the approval of credit;

协助团队成员定期对于现场审计情况进行内部交叉复核及检查、跟进工作;

Assist team member to do internal cross-check on-site auditing work and follow-up regularly ;

5. 其他上司布置的临时工作任务;

Perform add-hoc tasks assigned by the superior;

岗位要求Qualifications：

1. 会计、金融或相关专业全日制本科以上学历;University degree or above, in accounting, finance or related specialty;

2. 1年以上相关工作经验; 1 years related working experience，

3. 具有良好的财务分析能力和理解力，具有CFA,FRM或CPA等相关职业资格者优先;

Strong financial analytical skills, deep knowledge in interpreting financials, vocational qualification is preferable as CFA,FRM, CPA and etc.;

4. 工作细致、严谨，并具有较强的判断力、有敏锐的洞察力、良好人际沟通和快速学习能力；careful and rigorous, strong discretion, sharp insight, interpersonal communication and executive capability

5. 熟练掌握英语及普通话(书面及口语); Fluent in English and Mandarin (both written & spoken)

6. 熟悉Word, EXCEL & PPT基本技能; Familiar with Microsoft Excel &PPT skills

上班地址：上海浦东新区福山路500号城建国际中心12楼