Assistant Credit Risk Manager, Credit Card Analytics and Portfolio Management
PrimeCredit 安信信貸有限公司WanchaiUpdate time: June 4,2020
Job Description
Responsibilities
- Support on formulating and enhancing credit policy of Credit Card
- Responsible for monitoring Credit Card portfolio including acquisition quality and portfolio performance
- Perform comprehensive analysis of Credit Card portfolio
- Support other risk functions to identify potential areas of improvement in credit policies, product offers, customer segments, credit procedures, and portfolio management
- Prepare periodic reports to monitor the portfolio performance, acquisition quality, product campaign, collection management etc.
- Work closely with other departments to support product distribution, new initiatives and policy execution
- Conduct credit assurance for Credit Card
- Perform user acceptance tests on system enhancement or other processes
Requirements
- University degree holder or above in Business Administration, Finance, Risk Management, Statistics or other related disciplines
- 3-5 years’ relevant experience in Approval, Policy, Risk Analytics and Credit & Risk Management, preferably in consumer finance or consumer banking industry, and with sound knowledge in Credit Card
- FRM or any risk management related qualification is preferable
- Familiar with card system
- Proficient in SAS
- Knowledge of Excel VBA is an added advantage
- Excellent communication skill and interpersonal skill
- Proficient in spoken and written English and Chinese
- Candidates with less experience will be considered as Credit Risk Officer
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